Out-of-Pocket Therapy Investment in Los Angeles

Paying out-of-pocket for therapy is an investment in your mental health and overall well-being. At FamilyTime Centers, we make this investment worthwhile with experienced therapists, flexible care, and potential reimbursement options.

A man holding his credit card in hand in front of his laptop
A man holding his credit card in hand in front of his laptop
A man holding his credit card in hand in front of his laptop
person in black long sleeve shirt holding hands

The Value of Out-of-
Pocket Therapy

The Value of Out-of-
Pocket Therapy

The Value of Out-of-
Pocket Therapy

Immediate Access to Care No waiting periods, no pre-authorizations, no insurance-imposed session limits. Start your healing journey on your timeline.

Enhanced Privacy Protection Your therapy remains completely confidential. No diagnosis codes are required or shared with third parties, protecting your privacy in employment, insurance, and other life areas.

Therapist Selection Freedom Choose your therapist based on expertise, approach, and personal fit rather than insurance network restrictions.

Flexible Treatment Planning Your therapist can recommend the frequency and duration of sessions based solely on your therapeutic needs, not insurance limitations.

Session Fees (HSA/FSA Eligible)

Session Fees
(HSA/FSA Eligible)

Individual Therapy

$150 per 53-minute session

Perfect for addressing personal challenges including anxiety, depression, trauma, life transitions, grief, self-esteem issues, and personal growth. Our individual sessions provide a safe, confidential space to explore your thoughts, feelings, and behavioral patterns with a licensed therapist.

Couples Therapy

$200 per 53-minute session

Designed for couples at any stage of their relationship who want to improve communication, resolve conflicts, rebuild trust, navigate major life changes, or strengthen their emotional connection. Whether you're dating, engaged, married, or considering separation, couples therapy can help.

Family Therapy

$200 per 53-minute session

Ideal for families dealing with communication breakdowns, behavioral issues, major transitions (divorce, remarriage, relocation), grief and loss, or multi-generational conflicts. Family sessions can include parents and children, extended family members, or any combination that serves your family's healing process.

Maximizing Your Investment

Use Tax-Advantaged Accounts Reduce your out-of-pocket costs by using HSA, FSA, or FHSA funds. These accounts use pre-tax dollars, effectively giving you a discount equal to your tax rate.

Potential Insurance Reimbursement Many clients receive 50-80% reimbursement through their out-of-network benefits. We provide detailed Superbills to make the reimbursement process straightforward.

Sliding Scale Availability Limited sliding scale options are available for clients experiencing temporary financial hardship. Contact us directly to discuss eligibility.

two people holding hands with documents in the background

Testimonials

100+ Google reviews with an average 4.8★ rating

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Justin M.

    Google SVG Logo

    It’s been a life-changing expierence since I started my therapy with Michelle at this center. All the time I am warmly welcomed by the staff members, but most importantly I see the difference in my life finding all those new ways to heal. Highly recommend!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cielo P.

    Google SVG Logo

    I love Family Centers, my individual therapist has been helping me a lot, i love the flexibility they have in case i have an emergency they give me options to either reschedule or have my appointment in a call or videocall.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Ricky M.

    Google SVG Logo

    I have seen many therapist over the years and I have never been so impressed with such emotional intelligence that both inspires and challenges me. Huge thanks to Karen at FamilyTime Centers for connecting me with her. It is an invaluable boost to my quality of life.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessa R.

    Google SVG Logo

    Good place to be start the healing! Very nice ladies in the office! So very sweet with every interaction we had! Started therapy over a year ago & have improved so much! It's great to put myself first & I recommend FTC! ✨👍

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Quinton H.

    Google SVG Logo

    My experience with family time centers has been amazing. I was always told that men don’t need therapy, we just need to tough it out lol… I went to the family time center and they welcomed me with open arms.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Chris M

    Google SVG Logo

    Very happy with the therapist I was matched with. He has a background in helping people through trauma, which is exactly what I was looking for. The staff has been very helpful. Highly recommended!

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cal B.

    Google SVG Logo

    I'm truly grateful for Family Time Centers. I've been working with a fantastic therapist here for around 6 months, during which time I have made some large discoveries about myself, and some great strides in my personal evolution.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Anne B.

    Google SVG Logo

    Even after years of therapy, my specific work with IFS allowed me to go much deeper, healing at another level, all while feeling manageable; recommended for beginner to advanced to get to joy.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Rebecca H.

    Google SVG Logo

    FamilyTime Center has been nothing but friendly and helpful through out my experience. They even give you a call after a few weeks of service to check in and make sure everything is going well. I would recommend then to anyone.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessica S.

    Google SVG Logo

    My child sees Kimberly, and she is absolutely great! My child looks forward to each session and opens up to her effortlessly!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Aileen D.

    Google SVG Logo

    Such a great experience with FamilyTime Center. Definitely recommend, if you are considering this is your sign! Staff was amazing and accommodating throughout my entire time here, they truly care for us all.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Yesenia G.

    Google SVG Logo

    I want to thank FamilyTime Centers for promptly giving me an appointment when I needed it the most. I recommend them they are fast and kind. Thank you for your support

Testimonials

100+ Google reviews with an average 4.8★ rating

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Justin M.

    Google SVG Logo

    It’s been a life-changing expierence since I started my therapy with Michelle at this center. All the time I am warmly welcomed by the staff members, but most importantly I see the difference in my life finding all those new ways to heal. Highly recommend!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cielo P.

    Google SVG Logo

    I love Family Centers, my individual therapist has been helping me a lot, i love the flexibility they have in case i have an emergency they give me options to either reschedule or have my appointment in a call or videocall.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Ricky M.

    Google SVG Logo

    I have seen many therapist over the years and I have never been so impressed with such emotional intelligence that both inspires and challenges me. Huge thanks to Karen at FamilyTime Centers for connecting me with her. It is an invaluable boost to my quality of life.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessa R.

    Google SVG Logo

    Good place to be start the healing! Very nice ladies in the office! So very sweet with every interaction we had! Started therapy over a year ago & have improved so much! It's great to put myself first & I recommend FTC! ✨👍

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Quinton H.

    Google SVG Logo

    My experience with family time centers has been amazing. I was always told that men don’t need therapy, we just need to tough it out lol… I went to the family time center and they welcomed me with open arms.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Chris M

    Google SVG Logo

    Very happy with the therapist I was matched with. He has a background in helping people through trauma, which is exactly what I was looking for. The staff has been very helpful. Highly recommended!

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cal B.

    Google SVG Logo

    I'm truly grateful for Family Time Centers. I've been working with a fantastic therapist here for around 6 months, during which time I have made some large discoveries about myself, and some great strides in my personal evolution.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Anne B.

    Google SVG Logo

    Even after years of therapy, my specific work with IFS allowed me to go much deeper, healing at another level, all while feeling manageable; recommended for beginner to advanced to get to joy.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Rebecca H.

    Google SVG Logo

    FamilyTime Center has been nothing but friendly and helpful through out my experience. They even give you a call after a few weeks of service to check in and make sure everything is going well. I would recommend then to anyone.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessica S.

    Google SVG Logo

    My child sees Kimberly, and she is absolutely great! My child looks forward to each session and opens up to her effortlessly!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Aileen D.

    Google SVG Logo

    Such a great experience with FamilyTime Center. Definitely recommend, if you are considering this is your sign! Staff was amazing and accommodating throughout my entire time here, they truly care for us all.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Yesenia G.

    Google SVG Logo

    I want to thank FamilyTime Centers for promptly giving me an appointment when I needed it the most. I recommend them they are fast and kind. Thank you for your support

Testimonials

100+ Google reviews with an average 4.8★ rating

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Justin M.

    Google SVG Logo

    It’s been a life-changing expierence since I started my therapy with Michelle at this center. All the time I am warmly welcomed by the staff members, but most importantly I see the difference in my life finding all those new ways to heal. Highly recommend!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cielo P.

    Google SVG Logo

    I love Family Centers, my individual therapist has been helping me a lot, i love the flexibility they have in case i have an emergency they give me options to either reschedule or have my appointment in a call or videocall.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Ricky M.

    Google SVG Logo

    I have seen many therapist over the years and I have never been so impressed with such emotional intelligence that both inspires and challenges me. Huge thanks to Karen at FamilyTime Centers for connecting me with her. It is an invaluable boost to my quality of life.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessa R.

    Google SVG Logo

    Good place to be start the healing! Very nice ladies in the office! So very sweet with every interaction we had! Started therapy over a year ago & have improved so much! It's great to put myself first & I recommend FTC! ✨👍

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Quinton H.

    Google SVG Logo

    My experience with family time centers has been amazing. I was always told that men don’t need therapy, we just need to tough it out lol… I went to the family time center and they welcomed me with open arms.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Chris M

    Google SVG Logo

    Very happy with the therapist I was matched with. He has a background in helping people through trauma, which is exactly what I was looking for. The staff has been very helpful. Highly recommended!

  • “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Cal B.

    Google SVG Logo

    I'm truly grateful for Family Time Centers. I've been working with a fantastic therapist here for around 6 months, during which time I have made some large discoveries about myself, and some great strides in my personal evolution.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Anne B.

    Google SVG Logo

    Even after years of therapy, my specific work with IFS allowed me to go much deeper, healing at another level, all while feeling manageable; recommended for beginner to advanced to get to joy.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Rebecca H.

    Google SVG Logo

    FamilyTime Center has been nothing but friendly and helpful through out my experience. They even give you a call after a few weeks of service to check in and make sure everything is going well. I would recommend then to anyone.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Jessica S.

    Google SVG Logo

    My child sees Kimberly, and she is absolutely great! My child looks forward to each session and opens up to her effortlessly!

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Aileen D.

    Google SVG Logo

    Such a great experience with FamilyTime Center. Definitely recommend, if you are considering this is your sign! Staff was amazing and accommodating throughout my entire time here, they truly care for us all.

    “Google review profile image for FamilyTime Center, a trusted provider of family counseling and therapy services.

    Yesenia G.

    Google SVG Logo

    I want to thank FamilyTime Centers for promptly giving me an appointment when I needed it the most. I recommend them they are fast and kind. Thank you for your support

Common Questions

Still have questions about our out-of-pocket investment options? Contact FamilyTime Centers today – we're here to help you navigate your payment choices.

Why should I pay out-of-pocket instead of using my insurance?

Why should I pay out-of-pocket instead of using my insurance?

Why should I pay out-of-pocket instead of using my insurance?

Can I still get reimbursed if I pay out-of-pocket?

Can I still get reimbursed if I pay out-of-pocket?

Can I still get reimbursed if I pay out-of-pocket?

Do you offer payment plans for self-pay clients?

Do you offer payment plans for self-pay clients?

Do you offer payment plans for self-pay clients?

What payment methods do you accept?

What payment methods do you accept?

What payment methods do you accept?

Can I switch from self-pay to insurance later?

Can I switch from self-pay to insurance later?

Can I switch from self-pay to insurance later?

What happens if I need to cancel or reschedule?

What happens if I need to cancel or reschedule?

What happens if I need to cancel or reschedule?

How does your sliding scale program work?

How does your sliding scale program work?

How does your sliding scale program work?

We’re here when you need us

If you or a loved one is in emotional distress or a suicidal crisis, please call or text 988.

Emergency Line

The 988 Suicide and Crisis Lifeline provides 24/7, confidential support with trained crisis counselors.

Join FamilyTime's newsletter

Receive expert advice, coping strategies, and mental wellness resources from our licensed California therapists - delivered weekly.

By submitting your email, you are consenting to receive emails from FamilyTime Center and accepting the terms.

California Board of Psychology
Board of Behavioral Sciences badge

© 2025 Copyright FamilyTime Center. All rights reserved.

We’re here when you need us

If you or a loved one is in emotional distress or a suicidal crisis, please call or text 988.

Emergency Line

The 988 Suicide and Crisis Lifeline provides 24/7, confidential support with trained crisis counselors.

Join FamilyTime's newsletter

Receive expert advice, coping strategies, and mental wellness resources from our licensed California therapists - delivered weekly.

By submitting your email, you are consenting to receive emails from FamilyTime Center and accepting the terms.

Find care

By conditon

Types of care

Our approaches

By region

Legal pages

California Board of Psychology
Board of Behavioral Sciences badge

© 2025 Copyright FamilyTime Center. All rights reserved.

We’re here when you need us

If you or a loved one is in emotional distress or a suicidal crisis, please call or text 988.

Emergency Line

The 988 Suicide and Crisis Lifeline provides 24/7, confidential support with trained crisis counselors.

Join FamilyTime's newsletter

Receive expert advice, coping strategies, and mental wellness resources from our licensed California therapists - delivered weekly.

By submitting your email, you are consenting to receive emails from FamilyTime Center and accepting the terms.

Find care

By conditon

Types of care

Our approaches

By region

Legal pages

California Board of Psychology
Board of Behavioral Sciences badge

© 2025 Copyright FamilyTime Center. All rights reserved.